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Selective Insurance Group, Inc.

SIGI

Financial Statements

Income Statement (Annual)

Amounts in millions

2024

12/31/2024

Revenue
4,861
Cost of Revenue
4,540
Gross Profit
321
Gross Margin
6.6%
Operating Income
292
Operating Margin
6.0%
Net Income
207
Net Margin
4.3%
EPS (Basic)
$3.25
EPS (Diluted)
$3.23
EBITDA
322
EBITDA Margin
6.6%

2023

12/31/2023

Revenue
4,232
Cost of Revenue
10
Gross Profit
4,223
Gross Margin
99.8%
Operating Income
474
Operating Margin
11.2%
Net Income
365
Net Margin
8.6%
EPS (Basic)
$5.87
EPS (Diluted)
$5.84
EBITDA
517
EBITDA Margin
12.2%

2022

12/31/2022

Revenue
3,558
Cost of Revenue
9
Gross Profit
3,549
Gross Margin
99.7%
Operating Income
348
Operating Margin
9.8%
Net Income
225
Net Margin
6.3%
EPS (Basic)
$3.57
EPS (Diluted)
$3.54
EBITDA
351
EBITDA Margin
9.9%

2021

12/31/2021

Revenue
3,379
Cost of Revenue
2,816
Gross Profit
3,379
Gross Margin
100.0%
Operating Income
535
Operating Margin
15.8%
Net Income
404
Net Margin
12.0%
EPS (Basic)
$6.55
EPS (Diluted)
$6.50
EBITDA
590
EBITDA Margin
17.4%

2020

12/31/2020

Revenue
2,922
Cost of Revenue
0
Gross Profit
2,922
Gross Margin
100.0%
Operating Income
339
Operating Margin
11.6%
Net Income
246
Net Margin
8.4%
EPS (Basic)
$4.11
EPS (Diluted)
$4.09
EBITDA
393
EBITDA Margin
13.5%