Terms of Service

1. Acceptance of Terms

Welcome to Stock Otters (www.stockotters.com). By accessing or using our website and services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

2. User Accounts and Registration

To access certain features of our site, you may be required to register for an account. You agree to provide accurate and complete information during the registration process and to keep this information updated.

3. User Conduct and Responsibilities

As a user of Stock Otters, you agree to not engage in any conduct that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, or otherwise objectionable. You are solely responsible for your interactions with other users and any content you post.

4. Content Ownership and Rights

By posting content on Stock Otters, you acknowledge that such content becomes public data. You agree that once content is posted, you relinquish any ownership rights to that content, and it becomes the property of Stock Otters. Stock Otters has the right to use, reproduce, modify, and display this content in any manner and for any purpose without further permission or compensation.

5. Data Privacy and Security

We are committed to protecting your privacy and data. Our Privacy Policy, which is part of these Terms, describes how we collect, use, and protect your personal information.

6. Intellectual Property

All content and technology associated with Stock Otters are the exclusive property of Stock Otters and are protected by intellectual property laws.

7. Third-Party Links and Services

Our service may contain links to third-party websites or services. We are not responsible for the content or practices of these third-party sites.

8. Disclaimer of Warranties

Stock Otters is provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or timeliness of the information provided on our platform. Users should be aware that the data and content on Stock Otters may contain errors, omissions, or inaccuracies.

9. Limitation of Liability

In no event shall Stock Otters, its affiliates, or its service providers be liable for any direct, indirect, incidental, or consequential damages arising from your use of our service. This includes, but is not limited to, any financial losses incurred as a result of investment decisions made based on information found on our platform. Users are solely responsible for their investment choices and financial decisions.

10. Investment Disclaimers

Stock Otters does not provide investment advice. The content on our site is for informational purposes only and should not be considered as financial advice. Users are explicitly warned against using the data or information found on Stock Otters as the sole basis for making investment decisions. We strongly recommend that users consult with qualified financial advisors and conduct their own thorough research before making any investment choices. Stock Otters bears no responsibility for any financial losses or gains resulting from the use of our platform or the information it contains.

11. Data Accuracy and Use

While we strive to provide accurate and up-to-date information, Stock Otters makes no representations or warranties about the accuracy, reliability, completeness, or timeliness of the content on our platform. Users acknowledge that the data provided may not be entirely accurate or current. Any reliance you place on such information is strictly at your own risk. We expressly disclaim any responsibility or liability for any losses or damages incurred due to the use of our data or services.

12. User-Generated Content Moderation

We reserve the right, but are not obligated, to monitor or remove any content posted by users at our sole discretion and without notice.

13. Termination and Account Cancellation

We may terminate or suspend your account and access to our services at any time, without notice, for any reason, including violation of these Terms.

14. Amendments to Terms of Service

We reserve the right to modify these Terms at any time. Your continued use of the service following any changes indicates your acceptance of the new Terms.

15. Governing Law and Jurisdiction

These Terms shall be governed by the laws of [Your State/Country]. Any disputes arising from these Terms will be resolved in the jurisdiction of [Your State/Country].

16. Contact Information

For any questions about these Terms, please contact us at stocserver@gmail.com.

17. Reporting Violations

Please report any violations of these Terms to stocserver@gmail.com.

18. Indemnification

You agree to indemnify and hold harmless Stock Otters and its affiliates from any claims arising from your use of our service.

19. No Resale of Service

You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the service without express written permission from us.

20. Compliance with Laws

You agree to use the service in compliance with all applicable laws and regulations.