Regions Financial Corporation
RFFinancial Statements
Income Statement (Annual)
Amounts in millions
2024
12/31/2024
Revenue
9,373
Cost of Revenue
2,777
Gross Profit
6,596
Gross Margin
70.4%
Operating Income
2,354
Operating Margin
25.1%
Net Income
1,893
Net Margin
20.2%
EPS (Basic)
$1.94
EPS (Diluted)
$1.93
EBITDA
2,498
EBITDA Margin
26.7%
2023
12/31/2023
Revenue
9,153
Cost of Revenue
2,130
Gross Profit
7,023
Gross Margin
76.7%
Operating Income
2,607
Operating Margin
28.5%
Net Income
2,074
Net Margin
22.7%
EPS (Basic)
$2.11
EPS (Diluted)
$2.11
EBITDA
2,843
EBITDA Margin
31.1%
2022
12/31/2022
Revenue
7,481
Cost of Revenue
587
Gross Profit
6,894
Gross Margin
92.2%
Operating Income
2,876
Operating Margin
38.4%
Net Income
2,245
Net Margin
30.0%
EPS (Basic)
$2.30
EPS (Diluted)
$2.28
EBITDA
3,229
EBITDA Margin
43.2%
2021
12/31/2021
Revenue
6,603
Cost of Revenue
-357
Gross Profit
6,960
Gross Margin
105.4%
Operating Income
3,215
Operating Margin
48.7%
Net Income
2,521
Net Margin
38.2%
EPS (Basic)
$2.51
EPS (Diluted)
$2.49
EBITDA
3,586
EBITDA Margin
54.3%
2020
12/31/2020
Revenue
6,643
Cost of Revenue
1,698
Gross Profit
4,945
Gross Margin
74.4%
Operating Income
1,314
Operating Margin
19.8%
Net Income
1,094
Net Margin
16.5%
EPS (Basic)
$1.03
EPS (Diluted)
$1.03
EBITDA
1,735
EBITDA Margin
26.1%