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Dave Inc.

DAVE

Financial Statements

Income Statement (Annual)

Amounts in millions

2024

12/31/2024

Revenue
347
Cost of Revenue
30
Gross Profit
317
Gross Margin
91.2%
Operating Income
35
Operating Margin
10.0%
Net Income
58
Net Margin
16.7%
EPS (Basic)
$4.62
EPS (Diluted)
$4.19
EBITDA
76
EBITDA Margin
21.9%

2023

12/31/2023

Revenue
259
Cost of Revenue
124
Gross Profit
135
Gross Margin
52.2%
Operating Income
-42
Operating Margin
-16.3%
Net Income
-49
Net Margin
-18.7%
EPS (Basic)
$-4.07
EPS (Diluted)
$-4.07
EBITDA
-31
EBITDA Margin
-12.0%

2022

12/31/2022

Revenue
205
Cost of Revenue
32
Gross Profit
173
Gross Margin
84.4%
Operating Income
-146
Operating Margin
-71.4%
Net Income
-129
Net Margin
-62.9%
EPS (Basic)
$-11.12
EPS (Diluted)
$-11.12
EBITDA
-113
EBITDA Margin
-55.3%

2021

12/31/2021

Revenue
153
Cost of Revenue
24
Gross Profit
130
Gross Margin
84.6%
Operating Income
-47
Operating Margin
-30.7%
Net Income
-20
Net Margin
-13.1%
EPS (Basic)
$-1.85
EPS (Diluted)
$-1.85
EBITDA
-14
EBITDA Margin
-9.3%

2020

12/31/2020

Revenue
122
Cost of Revenue
22
Gross Profit
100
Gross Margin
82.2%
Operating Income
-2
Operating Margin
-1.9%
Net Income
-7
Net Margin
-5.7%
EPS (Basic)
$-0.60
EPS (Diluted)
$-1.33
EBITDA
-5
EBITDA Margin
-4.2%