Affirm Holdings, Inc.
AFRMFinancial Statements
Income Statement (Annual)
Amounts in millions
2025
6/30/2025
Revenue
3,224
Cost of Revenue
1,048
Gross Profit
2,177
Gross Margin
67.5%
Operating Income
-87
Operating Margin
-2.7%
Net Income
52
Net Margin
1.6%
EPS (Basic)
$0.16
EPS (Diluted)
$0.15
EBITDA
712
EBITDA Margin
22.1%
2024
6/30/2024
Revenue
2,323
Cost of Revenue
845
Gross Profit
1,478
Gross Margin
63.6%
Operating Income
-616
Operating Margin
-26.5%
Net Income
-518
Net Margin
-22.3%
EPS (Basic)
$-1.67
EPS (Diluted)
$-1.67
EBITDA
-2
EBITDA Margin
-0.1%
2023
6/30/2023
Revenue
1,588
Cost of Revenue
873
Gross Profit
715
Gross Margin
45.0%
Operating Income
-1,201
Operating Margin
-75.6%
Net Income
-985
Net Margin
-62.1%
EPS (Basic)
$-3.34
EPS (Diluted)
$-3.34
EBITDA
-672
EBITDA Margin
-42.3%
2022
6/30/2022
Revenue
1,349
Cost of Revenue
576
Gross Profit
773
Gross Margin
57.3%
Operating Income
-866
Operating Margin
-64.2%
Net Income
-707
Net Margin
-52.4%
EPS (Basic)
$-2.51
EPS (Diluted)
$-2.51
EBITDA
-602
EBITDA Margin
-44.6%
2021
6/30/2021
Revenue
870
Cost of Revenue
323
Gross Profit
548
Gross Margin
62.9%
Operating Income
-384
Operating Margin
-44.1%
Net Income
-441
Net Margin
-50.7%
EPS (Basic)
$-1.64
EPS (Diluted)
$-1.64
EBITDA
-371
EBITDA Margin
-42.6%