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Crédit Agricole S.A.

ACA.PA

Financial Statements

Income Statement (Annual)

Amounts in millions

2024

12/31/2024

Revenue
78,198
Cost of Revenue
51,603
Gross Profit
26,594
Gross Margin
34.0%
Operating Income
11,157
Operating Margin
14.3%
Net Income
7,441
Net Margin
9.5%
EPS (Basic)
$2.00
EPS (Diluted)
$2.00
EBITDA
12,465
EBITDA Margin
15.9%

2023

12/31/2023

Revenue
71,748
Cost of Revenue
47,121
Gross Profit
24,627
Gross Margin
34.3%
Operating Income
10,023
Operating Margin
14.0%
Net Income
6,665
Net Margin
9.3%
EPS (Basic)
$2.00
EPS (Diluted)
$2.00
EBITDA
11,232
EBITDA Margin
15.7%

2022

12/31/2022

Revenue
39,493
Cost of Revenue
17,814
Gross Profit
21,678
Gross Margin
54.9%
Operating Income
8,265
Operating Margin
20.9%
Net Income
5,571
Net Margin
14.1%
EPS (Basic)
$2.00
EPS (Diluted)
$2.00
EBITDA
9,424
EBITDA Margin
23.9%

2021

12/31/2021

Revenue
34,727
Cost of Revenue
12,260
Gross Profit
22,467
Gross Margin
64.7%
Operating Income
8,484
Operating Margin
24.4%
Net Income
6,136
Net Margin
17.7%
EPS (Basic)
$2.00
EPS (Diluted)
$2.00
EBITDA
9,715
EBITDA Margin
28.0%

2020

12/31/2020

Revenue
31,218
Cost of Revenue
12,302
Gross Profit
18,916
Gross Margin
60.6%
Operating Income
4,817
Operating Margin
15.4%
Net Income
2,827
Net Margin
9.1%
EPS (Basic)
$1.00
EPS (Diluted)
$1.00
EBITDA
6,018
EBITDA Margin
19.3%